Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive), so the bar is lower; the description still adds meaningful operational context the annotations lack — live slot reads, the dangerous EOA-admin/no-timelock case it flags, plus pricing ($0.03/call), x402 payment on Base, the x-credit-token header, 1 free call/day, and no API key requirement.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.