Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Goes well beyond annotations by disclosing the pricing model ($0.03 per call over x402 on Base), the prepaid x-credit-token header option, a free call/day allowance, no API key requirement, and the conservative constant-product assumption. Annotations only cover readOnly/idempotent safety; the description carries the operational context.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.