Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, openWorld), and the description goes further by disclosing the full access model: $0.04 per call over x402 on Base, an x-credit-token prepaid header for unlimited calls, one free call/day per tool, and no API key requirement. Payment/auth mechanics and rate-limit terms are exactly the behavioral context an agent cannot infer from annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.