Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive/open-world, and the description adds materially to them: per-call price ($0.002 over x402 on Base), the prepaid x-credit-token header path for unlimited calls, a 1-free-call/day allowance, and 'no API key required.' Cost and auth mechanics are exactly the behavioral context an agent cannot infer from annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.