Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, openWorld, non-destructive), yet the description adds substantial operational context: pricing ($0.04/call over x402 on Base), the auth path (prepaid x-credit-token header or 1 free call/day), and a methodological caveat that funding is annualised from assumed 8h intervals. This is exactly the auth/rate-limit/estimation disclosure annotations cannot carry.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.