Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare this a safe, idempotent, read-only, open-world call, so the description adds the operationally critical facts those annotations cannot carry: $0.02 per call over x402 on Base, no free tier, and that a prepaid x-credit-token header unlocks unlimited calls with no API key. That payment/auth detail directly determines whether an invocation succeeds.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.