Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare read-only, idempotent, open-world, non-destructive behavior, so the bar is lower. The description still adds meaningful operational context beyond them: pricing model ($0.02/call over x402 on Base), the prepaid x-credit-token option, no free tier, no API key required, and the data-source/coverage constraints.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.