Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, openWorldHint, idempotentHint, and non-destructive intent. The description adds valuable behavioral context beyond that: it is live from the NEAR RPC, requires only the 'account' input, and includes pricing details (x402 on Base, x-credit-token header, free tier). This goes beyond the annotation safety profile and helps the agent understand operational constraints.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.