Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover the safety profile (readOnly, idempotent, openWorld, non-destructive), and the description goes well beyond them: it discloses the reconstruction method (Borrow events + one multicall), the health threshold logic, and the crucial commercial behavior — $0.06 per call via x402, prepaid x-credit-token header for unlimited calls, no free tier, no API key. Cost/auth requirements are exactly the context an agent needs to avoid failed calls.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.