Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the safe-read profile (readOnly, idempotent, non-destructive, openWorld), and the description adds substantive extra context: pricing ($0.002/call via x402 on Base), an auth mechanism (prepaid x-credit-token header), a free tier (1 call/day), and no API key requirement. These are behavioral details the annotations cannot convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.