Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive), and the description adds substantial context on top: it is pure local computation with no chain interaction, priced at $0.002/call over x402 on Base, free one call/day, and accepts a prepaid x-credit-token header with no API key. Payment, auth, and rate-limit behavior are all disclosed.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.