Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already mark this as read-only, idempotent, and non-destructive, and the description adds substantial behavioral context: the Nominatim data source, a maximum of 5 hits, display name and address parts in results, pricing, and the x-credit-token header option. This goes well beyond the annotations and helps the agent understand external dependencies and call costs.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.