Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The description goes well beyond the annotations, explaining that bytes never pass through the API, the size is signed into the URL, there is no proxy, limits are 25 MB and 1-30 days retention, and keys are unguessable. It also documents pricing and auth requirements. This does not contradict the readOnlyHint because the tool itself only returns URLs; the agent performs the PUT.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.