Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/openWorld/non-destructive, so the safety profile is covered. The description adds genuinely useful operational context beyond that: the $0.03 x402 pricing on Base, the x-credit-token prepaid header for unlimited calls, the absence of a free tier, and that no API key is needed — these are auth and rate-limit facts the annotations do not convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.