Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Goes well beyond the annotations (readOnly/idempotent/non-destructive/openWorld) by disclosing the SMTP-probe limitation, the pricing model ($0.02/call over x402 on Base), the prepaid x-credit-token path for unlimited calls, the 1-free-call/day allowance, and that no API key is required. These are material operational facts an agent needs before invoking.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.