Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, open-world), so the bar is lower, and the description adds genuinely useful operational context the annotations cannot: pricing ($0.04/call over x402 on Base), the prepaid x-credit-token header for unlimited calls, no free tier, and no API key required. It also warns that an unverified contract is itself a red flag, which frames result interpretation. It does not describe latency, rate limits, or failure modes.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.