Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, open-world), so the bar is lower, yet the description adds real operational context: the verdict taxonomy (blocked/review/clear), the $0.03 x402 pricing, the x-credit-token prepaid header, the 1 free call/day, and that no API key is needed. That is meaningful disclosure beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.