Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, open-world and non-destructive semantics, but the description adds materially new behavioral facts: the $0.05 per-call x402 pricing on Base, the prepaid x-credit-token header for unlimited calls, no free tier, and no API key requirement. These are things an agent cannot infer from annotations or schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.