Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish read-only, non-destructive, idempotent behavior, and the description adds valuable context on top: paid call cost, x402 on Base, credit-header requirement, free daily call, no wallet/API key needed, and riskiest-first sorting. This goes well beyond the annotation coverage and helps an agent understand real-world invocation requirements.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.