Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive, and the description goes beyond them with real operational context: $0.04 per call over x402, an x-credit-token header for unlimited calls, no free tier, and no API key. It also discloses what it actually inspects on chain (transfer-policy admin), which the annotations do not cover.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.