Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive, so the safety bar is lower. The description adds real behavioral context beyond that: the x402 $0.06 per-call pricing, the prepaid x-credit-token header for unlimited calls, the explicit absence of a free tier, and no API key requirement — all material to an agent deciding whether it can afford to call.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.