Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Far exceeds annotations by disclosing payment mechanics ($0.04 per call over x402 on Base, prepaid x-credit-token header for unlimited calls, no free tier, no API key), the METADATA_ROLE capability (updateName/updateSymbol), and exactly what on-chain history it inspects. Annotations only cover read-only/idempotent/open-world safety.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.