Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, open-world), and the description adds substantial beyond it: the x402 pricing model ($0.01 per call), the prepaid x-credit-token header for unlimited calls, the absence of a free tier, and that no API key is required. The 'new ≠ safe' warning and the b20-safety routing are real behavioral context an agent needs before invoking.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.