Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the read-only/idempotent/open-world profile, but the description adds substantial context beyond them: the sub-second webhook capture model, pricing ($0.05/call over x402 on Base), auth via prepaid x-credit-token header, no free tier, and no API key required. This is exactly the operational disclosure an agent needs.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.