Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive, so the safety profile is covered. The description adds material context beyond them: pricing ($0.10 per call over x402 on Base), the prepaid x-credit-token header for unlimited calls, no free tier, and no API key required — all actionable for an agent deciding whether it can call.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.