Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint/idempotentHint/non-destructive and openWorld, so the safety profile is covered. The description adds genuinely useful non-annotation behavior: pricing ($0.08/call over x402 on Base), the prepaid x-credit-token header for unlimited calls, no free tier, and no API key requirement.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.