Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, openWorld, and non-destructive behavior, so the safety profile is covered. The description adds non-obvious operational context: it is $0.06 per call over x402 on Base, an x-credit-token header buys unlimited calls, there is no free tier, and no API key is required. That payment/auth detail is genuinely useful and not derivable from structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.