Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnly, idempotent, non-destructive, openWorld, so the safety profile is done. The description adds genuinely new operational context: $0.04 per call over x402 on Base, a prepaid x-credit-token header for unlimited calls, no free tier, and no API key required. That pricing/auth disclosure is exactly the value-add expected when annotations are present.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.