Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, openWorldHint, idempotentHint, and destructiveHint=false, so the safety profile is covered. The description adds behavioral context beyond this: it mentions pricing ($0.04 per call), usage limits (free call per day), authentication requirements (x-credit-token header, no wallet/API key), and the nature of the output (risk read, notes). It also states it 'turns raw calldata into an answer,' providing a clear behavioral trait. No contradiction with annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.