Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the mutation/idempotency profile, and the description adds real context on top: the 24-hour private hold until verified owner claim, the requirement to keep requestId private and reuse it only on retries, and the pre-signup ownerEmail dependency. It does not say what happens if the requestId is reused for a non-retry call, which is the one notable gap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.