Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden, and it does disclose output nature (plain English, address labels) and a free-vs-premium distinction. However it omits failure modes (invalid hash), rate limits, auth needs, and depth of the 'simplified' output, leaving real behavioral gaps.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.