China Salary Tax & Net Pay (cumulative withholding 累计预扣)
china_income_tax_salaryYour real China take-home month by month — under the cumulative method, where the same salary is taxed more each month as the year goes on. Computes monthly and annual individual income tax (IIT) on a China salary using the actual cumulative withholding method (累计预扣预缴法). Because tax is recomputed on year-to-date income, the same gross salary is withheld more each month as cumulative income climbs the brackets — so your take-home falls through the year. Simple monthly-bracket calculators (and general AI) get every month after the first bracket crossing wrong.
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| monthlyGross | No | Monthly gross salary Assumed constant across the year. | |
| socialInsurance | No | Monthly social insurance & fund (个人部分) Your own 五险一金 deduction per month (专项扣除) — this reduces taxable income. Use the 五险一金 calculator to get it. | |
| specialDeductions | No | Monthly special additional deductions (专项附加扣除) Total of children’s education (2,000/child), childcare under 3 (2,000/child), elderly care (up to 3,000), housing loan interest (1,000) or rent (800–1,500), continuing education (400). These cut tax, not cash. |