Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema coverage is 100%, so baseline is 3, but the description adds the key cross-parameter constraint that the schema does not encode (required is empty, yet at least one of years/months is needed, and providing both sums them). That is genuine semantics beyond the schema.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.