Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and no destructive effects. The description adds value by detailing the response structure (enriched card, price stats, cross-merchant options), which provides behavioral context beyond the annotations. It does not disclose additional behaviors like rate limits or auth, but the combination is sufficient.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.