Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, non-destructive, closed-world), so the description's added value is the key behavioral fact that this resolves the connection's own authenticated actor rather than an arbitrary user, and that it is a cheap prerequisite call. It stops short of saying what happens when the connection is unauthenticated or what an empty/error result looks like.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.