Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the burden of revealing side effects. It discloses that the call does not settle a payment and does not create a job, signaling a non-mutating quote operation. However, it does not describe the response content, idempotency, or any failure modes.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.