Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, and non-destructive, and the description adds genuinely useful context beyond them: it is 'Free,' the preview runs a few thousand rows, and it describes the verifier's findings and sample rows. It does not cover permissions or rate limits, so 4 rather than 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.