Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The description goes beyond the annotations by explaining the checkout flow, the need for user interaction with the payment_url, and automatic token crediting after payment. It also discloses the authentication requirement ('Requires PULSE_API_KEY'). This adds significant behavioral context that annotations do not cover, and it does not contradict the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.