Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden. It discloses that revoked keys are included, that raw key values are never included (only shown once at creation), and that Owner_key is required. It doesn't mention pagination, ordering, or rate limits, but the key behavioral traits are disclosed.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.