Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=false, and the description adds value beyond that by disclosing the response shape (count/total, aging breakdown, per-entry invoiceId). It does not mention ordering, limits, or freshness, which are relevant for an aging report.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.