Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false, and openWorldHint=false, so the safety profile is fully covered by structured data. The description's added value is the bounded scope of the output — names only ('in names') plus example-row counts, and only for published templates — which tells the agent this is a lightweight catalog view, not a full definition dump. It says nothing about permissions or size limits on large templates.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.