Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare the mutation profile (readOnlyHint=false, destructiveHint=false, idempotentHint=false), so safety is partly covered. The description still adds value by scoping the side effect ("does not change the content of files in the application") and by warning that display limits should be checked first, preempting an obvious failure mode. It does not say what happens when the requested size exceeds the display.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.