Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The annotations already declare readOnlyHint, idempotentHint, and destructiveHint, so the description does not need to repeat safety semantics. The description adds useful behavioral context by specifying that the data is account-level, historical, and includes aggregate metrics and breakdowns. This goes beyond the annotations without contradicting them.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.