Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare destructiveHint=true, so the description doesn't need to restate that. It adds behavioral context by noting recursive directory copying and multi-path support, which the schema doesn't explicitly cover. However, it doesn't warn about the default overwrite=true behavior, though the schema does document the 'overwrite' parameter. No contradiction with annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.