Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the bar is lower. The description still adds real behavioral context the annotations cannot: results are relevance-ranked, off-topic matches are dropped, and an empty list explicitly means no on-point judgment exists rather than a failure.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.