Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=false, idempotentHint=true, and destructiveHint=false, so safety and repeat-call behavior are covered. The description adds two genuinely useful facts beyond that: a precondition tied to resume_at, and that no extra credit is charged (cost impact). It still omits what state transition occurs, whether completion is reversible, and what ownership/authorization is required for the 'owned' qualifier.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.