Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare write, destructive, non-idempotent, so safety is covered. The description adds the genuinely useful operational constraint of a 100-number batch ceiling and clarifies the compliance meaning (do-not-call list), which the annotations cannot convey. It stops short of saying what happens on duplicates or whether re-adding an existing optout errors, given idempotentHint=false.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.