Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations exist, so the description bears the burden, but it does disclose something valuable beyond structure: credentials come from the caller's OpenAny gateway and billing/authorization are gateway-determined. It does not say what is returned (a list of candidate names) or how matching behaves, so the disclosure is partial.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.