Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, openWorld and non-destructive, so the safety profile is covered. The description adds genuinely new behavioral context by disclosing the billing model: free within a daily allowance, then $0.001 USDC per call via x402, which an agent needs to reason about cost before calling. It does not disclose rate-limit behavior on the paid path or caching.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.