Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, openWorldHint and destructiveHint=false, so the safety profile is covered. The description adds genuinely new behavioral context the annotations cannot express — the cost model (free within the daily allowance, then $0.003 USDC per call via x402) — which materially affects an agent's call strategy.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.