Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, openWorldHint and destructiveHint=false, so the safety profile is covered. The description goes beyond that by disclosing the cost model — free within a daily allowance, then $0.003 USDC per call via x402 — which is genuinely useful behavioral context an agent cannot get from structured fields. It stops short of explaining allowance scope or payment failure behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.